Health & Dental Insurance

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Take Care of Your Health—Without the Financial Stress

While Canada’s public healthcare system covers many medical needs, it doesn’t cover everything. Services like dental care, prescription drugs, vision care, and paramedical treatments often come out of pocket—and those costs can add up quickly.

That’s where Health and Dental Insurance comes in.

At Happy Life Insurance, we offer flexible, affordable plans to help you manage day-to-day health expenses and keep your whole family covered—so you can focus on feeling your best.

Why You Need Health and Dental Coverage

Even if you’re generally healthy, routine care and unexpected treatments can be costly without insurance. A personal or family health & dental plan helps with:

Dental cleanings, fillings, and major procedures

Prescription medication not covered by provincial plans

Vision care: eye exams, glasses, and contact lenses

Paramedical services: massage therapy, chiropractic, physiotherapy, acupuncture

Emergency travel medical insurance

Ambulance services and medical equipment

Whether you're self-employed, retired, or not covered through your workplace, having your own plan means peace of mind and financial predictability.

What Do Health & Dental Plans Cover?

Plans vary in flexibility and cost depending on your needs. Most Canadian insurance providers offer:

Basic Plans

Cover essential services like prescription drugs, dental checkups, and vision care. Great for individuals or families looking for affordable, everyday coverage.

Enhanced Plans

Include major dental (crowns, bridges), orthodontics (braces), broader drug coverage, and higher annual limits. Ideal for families or those with ongoing medical needs.

Customizable Options

Some plans allow you to mix and match—so you pay only for what you need, whether it’s dental-only, drug-only, or full coverage.

Who Should Consider This Insurance?

Health and dental coverage is perfect for:

Self-employed individuals

Small business owners and contractors

Early retirees or people transitioning jobs

Families without workplace benefits

New immigrants not yet eligible for public coverage

Even if you already have some provincial or group benefits, personal plans can fill the gaps and enhance your overall protection.

Why Choose Happy Life Insurance?

At Happy Life Insurance, we simplify the process of choosing the right health and dental plan. Our advisors work with top Canadian insurers to bring you:

Clear explanations of your options

Plans tailored to your health needs and budget

Hassle-free application and support

Reliable coverage with no hidden surprises

We understand that every family is different—and we’re here to find the plan that’s just right for you.

Feel Your Best. Protect Your Budget.

Health is your most valuable asset. Don't let out-of-pocket medical costs get in the way of your wellness. With Happy Life Insurance, you can stay on top of your health—and your finances.

Request a free quote and start your plan in minutes