Protect Your Health. Preserve Your Lifestyle.
A serious illness can disrupt every aspect of your life—your health, your finances, and your family’s peace of mind. In Canada, while we’re fortunate to have public healthcare, many costs related to recovery aren’t fully covered. That’s where Critical Illness Insurance steps in.
At Happy Life Insurance, we help you prepare for the unexpected with insurance that gives you the freedom to focus on recovery—not bills.
What Is Critical Illness Insurance?
Critical illness insurance provides a tax-free lump sum payout if you're diagnosed with a covered serious illness. This money can be used any way you choose—whether it’s for private medical care, home modifications, travel for treatment, or simply covering your everyday expenses while you recover.
It’s not just financial protection—it’s peace of mind when you need it most.
What Illnesses Are Covered?
Coverage varies by plan, but most Canadian policies cover 20 to 30+ major illnesses, including:
Some policies even offer early payouts or partial benefits for less severe conditions.
Why Critical Illness Insurance Is Important
Even with government healthcare, the indirect costs of serious illness in Canada can be overwhelming:
Critical illness insurance helps bridge these gaps so you can recover without added financial pressure.
Who Should Consider It?
Critical illness insurance is a smart choice for:
The earlier you apply, the lower your premiums—and the better your chances of approval.
Why Choose Happy Life Insurance?
We understand that navigating insurance can feel overwhelming. That’s why our advisors take the time to:
At Happy Life Insurance, you’re not just getting a policy—you’re gaining a partner in protection.
Take Control of Tomorrow, Today
A critical illness can change your life. With the right insurance, it doesn’t have to derail your finances too.